Anne Borkowski, MD

Reproductive Endocrinologist
Infertility Specialist

4250 Dempster St.
Skokie, IL, 60076

Welcome to the North Shore Fertility Web Site



Infertility Treatment Cost

We have experienced financial counselors to help our couples plan for the cost of infertility treatments. Our insurance specialists will review your policy and help determine which services are covered. We also assist by filing couples' insurance forms.

The amount of infertility coverage varies and is dependent upon the individual policy. Patients are encouraged to obtain and read a copy of their actual policy. If you contact your insurance provider for information, be sure to obtain the name of the person with whom you are speaking and make written notes.

New Requirements

Due to contracting changes with BCBS HMO of Illinois patients with this insurance may not be able to be seen at other fertility centers.

North Shore Fertility, S.C. is aware of these changes and is not affected by the contract changes. We are happy to accept these patients for treatment at our practice. Dr. Borkowski's schedule will generously accommodate these patients to schedule appointments.

For our patients that have either limited or no insurance benefits, we offer a payment program through Prosper Healthcare Lending. Please contact our office with any questions. 

Insurance Plans Accepted by North Shore Fertility:

  • Aetna HMO & POS (Patient must register with infertility group prior to first appointment)
  • Aetna (All Types)
  • Allied Benefits
  • Blue Cross Blue Shield (All Types)
  • Blue Cross Blue Shield HMO I (Referral required)
  • Beechstreet Benefit Administration Systems
  • CCN
  • Cigna (All Types)
  • First Health/Coventry
  • GreatWest
  • Guardian PHCS
  • Healthnetwork PPO
  • Healthstar PPO
  • Humana HMO (Requires referral)
  • Humana (All Types)  
  • One Health Plan (All Types)
  • PHCS
  • Preferred Plan (PBA)
  • United Healthcare (All Types)
  • Unicare HMO (Requires referral)
  • Unicare (All Types)


Prosper Healthcare Lending is the premier financing company in the fertility and surrogacy industry. With over 1,500 fertility patients empowered by over $21,000,000 in funded loans, this is a name and financing program you can trust. Some of the benefits of using Prosper Healthcare Lending for financing your fertility treatment include:
  • Financing ANY fertility or surrogacy treatment related expenses, including medication
  • Loan amounts go up to $100,000 and terms out to 84 months
  • Instant decision without affecting your credit on loans under $35,000*
  • Anyone can submit- family members or friends can inquire about a loan on your behalf
  • Convenient- you can apply through your provider’s website in less than 2 minutes
*Only for loan inquiries submitted through the Standard Credit Program.